5 thoughts on “What should I do if I swallow the money by the Bank of Communications?”

  1. Roderick

    (1) Automatic deduction of repayment -one and for all repayment methods
    If you have handled the financial bank wealth management card or current account account, you can open the "automatic transfer repayment" service. On the date of due repayment date, according to the full or minimum repayment amount you set, automatically transfer the current deposit from the designated financial card or current account you designated to repay the credit card arrears. Essence
    It you can open automatic transfer repayment services in the following ways:
    1. Counter application: bring your valid identity documents, credit cards, and wealth management cards directly to the outlets of Industrial Bank for application.
    2. Login online bank self -service opening: log in to the online prosperous credit card page, click "Credit Card Login", successfully log in to "Automatic repayment", and apply for the application according to prompts.
    3. Mobile banking self -service: Log in to the wireless Industrial WAP.CIB with mobile phone to select the "automatic repayment relationship settings" of "credit card", and open it according to the prompts.
    This reminder:
    1. Please note that the account name and certificate type and number of the repayment account must be completely consistent with the credit card. In order to ensure normal repayment, please prepare enough deposits within the repayment account before the repayment of the repayment. If the balance is insufficient, all the balance in the account is transferred to the repayment. Insufficient parts, you need to repay through other ways. Otherwise, the interest will be calculated at normal repayment.
    2. If the RMB and the US dollar need to be repaid automatically, it needs to be opened separately.
    3. You can set the full repayment or minimum repayment method according to the needs of the use, and the minimum repayment repayment will calculate the recycling interest normally.
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    (2) The counter repayment at the counter -the most secure repayment method
    The credit card you can hold on to the business outlets of the National Industrial Bank recently, with cash Methods repay; please ensure accurately filling in the credit card number of Industrial Bank. In real time, there is no handling fee.
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    (3) Automatic teller machine repayment -the repayment method of the self -service operation of the OTM self -service
    1. ATM transfer repayment: You can use the automatic teller machine (ATM) of the Industrial Bank , Transfer the money in the Industrial Bank debit card to the credit card of your Industrial Bank, complete the repayment
    , CDM/CDS buffet deposit repayment: you can use cdm/CDS machine on the credit card deposit function The deposit function directly completes the repayment
    Please click to query the details of Xingye Bank's access to the money
    3. Cross -bank ATM transfer repayment: You can also use the local bank card to participate in the ATM cross -bank transfer business in the bank automatic CBM (ATM) to transfer repayment of credit cards to Industrial Bank
    ＊ ATM machine transfer repayment process:
    ＊ Banks participating in ATM cross -bank transfer business:
    Beijing Industrial Bank, Bank of Communications, China Merchants, China Merchants Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Guangdong Development Bank, Shenzhen Development Bank, Minsheng Bank, Huaxia Bank, Everbright Bank, Agricultural Credit Society, Bank of Beijing Shanghai Industrial Bank, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Guangdong Development, Guangdong Development Bank, Shenzhen Development Bank, Minsheng Bank, Everbright Bank, Huaxia Bank, Guangzhou Xinye Bank, Bank of Communications, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Guangdong Development Bank, Minsheng Bank, Everbright Bank, Everbright Bank, Everbright Bank, Everbright Bank, Everbright Bank, Everbright Bank, Everbright Bank, Everbright Bank, Everbright Bank, Everbright Bank, Everbright Bank, Everbright Bank, Postal Savings, Agricultural Credit Society, Urban Commercial Bank Shenzhen Industrial Bank, Bank of Communications, Minsheng Bank, CITIC Bank, Guangdong Development Bank, Shanghai Pudong Development Bank, Shenzhen Development Bank, Everbright Bank, China Merchants Bank, Postal Savings, Huaxia, Huaxia Bank, City Commercial Bank Xiamen Industrial Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, Construction Bank, Bank of Communications, China Merchants Bank, China CITIC Bank, Everbright Bank, Postal Savings, Urban Commercial Bank Wuhan Industrial Bank, Agricultural Bank of China, Transportation, Transportation, Transportation Bank, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Guangdong Development Bank, Minsheng Bank, Huaxia Bank, Xinhe News Agency, Urban Commercial Bank Nanjing Industrial Bank, Bank of Communications, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Minsheng Bank , Huaxia Bank, Everbright Bank, Shenzhen Development Bank, City Commercial Bank Shenyang Industrial Bank, Bank of Communications, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Everbright Bank Tianjin Industrial Bank, Bank of Communications, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Development Bank, Minsheng Bank, Everbright Bank, Shenzhen Development Bank, Rural Credit Hangzhou Hangzhou Industrial Bank, Bank of Communications, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Guangdong Development Bank, Shenzhen Development Bank, Minsheng Bank, Huaxia Bank, Zhejiang Commercial Bank , City Commercial Bank Ningbo Industrial Bank, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Minsheng Bank, Everbright Bank, Shenzhen Development Bank, Zhejiang Commercial Bank, Urban Commercial Bank Dalian Industrial Bank, Bank of Communications, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Guangdong Development Bank, Minsheng Bank , Everbright Bank, Shenzhen Development Bank, Urban Commercial Bank Fuzhou Industrial Bank, Bank of Communications, China Merchants Bank, CITIC Bank, Minsheng Bank, Everbright Bank Xi'an Industrial Bank, CITIC Bank, Shanghai Pudong Development Bank, Minsheng Bank, Everbright Bank Jinan Industrial Bank, Bank of Communications, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Minsheng Bank, Everbright Bank, Shenzhen Development Bank, Rural Credit Cooperative Chongqing Industrial Bank, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Shenzhen Development Bank, Minsheng Bank, Everbright University Bank, urban commercial bank Changsha Industrial Bank, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Everbright Bank, Huaxia Bank Chengdu Industrial Bank, China Merchants Bank, CITIC Bank, Shanghai Pudong Development Bank, Shenzhen Development Bank, Minsheng Bank, Everbright Bank warmly warm Tip: Specific business regulations such as the ATM transfer function application and transfer limit and expenses of other card cards.
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    (4) Online banking repayment -the most convenient repayment method
    1. If your current account has opened the online banking function, you can log in to online Xingye (), pass through the pass (), pass through, pass through The transfer method will transfer the funds of your current account of the Industrial Bank to the credit card account of the Industrial Bank, you can not leave the house without leaving the house.
    The online banking repayment process:
    2. If your current account has not opened the online banking function, you can log in to the online Xingye () and repay the credit card through the transfer function of the same name. As long as your industry card or current account is consistent with the name and ID number of the credit card you want to repay, you can repay. You can also support US dollars to buy foreign exchange repayment! 3. If you have successfully opened the online bank cross -bank transfer function of other debit cards, you can also transfer the payment of his debit card account to the credit card of Xingye Bank through the online banking of other banks to complete the repayment.
    This reminder:
    1. Apply for the online banking of Industrial Bank, please bring your ID card and your current account/financial card.
    2. Different banks' accounting time and charging standards. For details, please consult the bank of the debit card or passbook. Use the Bank's debit card to repay the online bank's credit card, and do not charge the handling fee.
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    (5) Telephone bank repayment -the repayment method anytime, anywhere
    If you already owns the current account of Industrial Bank and open the telephone bank transfer business, you only need to dial 24 Customer service hotline 95561, easily complete repayment anytime, anywhere.
    The telephone bank repayment operation process:
    This reminder:
    1. To handle the transfer business of the telephone banking of Xingye Bank, please bring your ID card and wealth management card.
    2. Dial 95561 to only charge the basic call fee in the city.
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    (6) Cash on cash repayment -the repayment method of the counter on the counter
    HEMB has now been in Shanghai, Shenzhen, Hangzhou, Ningbo, Shandong, Jiangsu, Henan , Guangzhou, Tianjin, Dalian and other places to open the "cabinet" service (the Guangzhou area is called "Yinjie Tong" service). You only need to hold the credit card of the Industrial Bank to the bank outlets that have opened the "cabinet pass", and the cash repayment can be repaid. This service will be opened in other regions of China.
    Plip operation process:
    The local access banks are as follows:
    The city customer handling fee open bank Shanghai
    free CITIC Bank, Guangdong Development Bank, Everbright Bank, Shenzhen Development Bank, Huaxia Bank, China Merchants, China Merchants Merchants, China Merchants Merchants Bank, Minsheng Bank Shenzhen
    The Toll Everbright Bank, Guangdong Development Bank, Huaxia Bank, Shanghai Pudong Development Bank, Shenzhen Ping An Bank Ningbo
    Free Ningbo Commercial Bank, Everbright Bank, Shenzhen Development Bank, Lizhou Bank, Huaxia Bank, Minsheng Bank, China Merchants Bank, Guangdong Development Bank, Zhejiang Commercial Bank, Bank of Shanghai, Shanghai Pudong Development Bank, CITIC Bank Guangzhou (Yinjietong)
    Free Everbright Bank, Huaxia Bank, Shanghai Pudong Development Bank, Minsheng Bank, China Merchants, China Merchants Merchants Part of the bank branch, Shenzhen Development Bank Jiangsu
    The Bank of Nanjing Bank, China Minsheng Bank Nanjing Branch, Shenzhen Development Bank Nanjing Branch, Bank of Shanghai Nanjing Branch, Hengfeng Bank, Shanghai Pudong Development Bank (Nanjing, Wuxi, Nantong and other branches) , Bank of Jiangsu (Nanjing, Suzhou, Wuxi, Nantong, Zhenjiang, Yangzhou, Huai'an, Lianyungang, Xuzhou, Changzhou and other branches), Dongwu Rural Commercial Bank, Jiangyin Rural Commercial Bank, Xizhou Rural Commercial Bank, Wujiang Rural Commercial Bank, Jingjiang River The Yangtze River Credit Cooperative Tianjin
    The free Everbright Bank, Minsheng Bank, Huaxia Bank, Tianjin Rural Credit Cooperative, Bohai Bank Hangzhou
    Free Zhejiang Commercial Bank, Bank of Communications, Hangzhou Commercial Bank, CITIC Bank, Shanghai Pudong Development Bank, Shanghai Pudong Development Bank, Shanghai Pudong Development Bank, Shanghai Pudong Development Bank, Shanghai Pudong Development Bank Guangdong Development Bank, Everbright Bank, Huaxia Bank, Minsheng Bank, Shenzhen Development Bank, Taizhou Commercial Bank, Wenzhou Commercial Bank, Jiaxing Commercial Bank, Huzhou Commercial Bank, Shaoxing Commercial Bank, Jinhua Commercial Bank, Taizhou Commercial Bank, Taizhou Tayelong City Credit Cooperative, Hengfeng Bank Shandong
    The free CITIC Bank (Jinan, Zibo, Jining and other branches), Minsheng Bank, Everbright Bank, Shenzhen Development Bank, Shanghai Pudong Development Bank, Jinan Commercial Bank, Hengfeng Bank, Zibo Commercial Bank, Weifang Commercial Bank, Weihai Commercial Bank, Rizhao, Rizhao Commercial Bank, Yantai Commercial Bank, Laiwu Commercial Bank, Texas Commercial Bank Henan
    Free China Merchants Bank, Everbright Bank, Shanghai Pudong Development Bank, CITIC Bank, Guangdong Development Bank, Sanmenxia Urban Credit Co., Ltd. Dalian n Some of the banks have not yet opened for other reasons. Please note that the "cabinet pass" or "silver connection" logo of each outlet is required. For details of business opening and charging standards, please consult the counter for business.
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    (7) Cross -bank transfer remittance remittances -the most traditional repayment method
    It you can go to his bank outlets and use the remittance method to remit the money to your Industrial Credit Card account for it for for your promoting credit card account for for your promoting credit card account for on your industrial credit card account. Repayment. Please fill in the following methods when remittance: the name of the payee (and indicate the "credit card repayment" in the use bar), the receipt account --- credit card 16-digit card number, the receipt bank --- local branch of Xingye Bank (such as the local branch of Xingye Bank (such as There is no local bank business outlet, and the receipt bank is filled in: Industrial Bank Shanghai Branch). Reach from 1-3 days.
    This recommendation from CITIC Bank, Minsheng Bank, Shenzhen Development Bank, and Guangdong Development Bank any of them with cash repayment with cash on cash with a "repayment" sign, which is convenient and worry!
    This reminder:
    1. Accepting other people's repayment and cardless repayment, to ensure that the accurate industrial bank credit card number is filled in;
    2. Select the repayment method. Or the handling fee for cross-bank exchange in different places. Generally, 1-3 working days will be received. For details, please consult the bank to consult the bank.
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    (8) "Tenpay" repayment -the repayment method of the QQ family
    If you have successfully registered the "Tenpay Account" on Tencent and opened the bank Card online banking (no one bank). After logging in to Tenpay (), you can recharge your "Tenpay Account". After recharge, you can use the "Tenpay Account" to complete the credit card repayment.
    How to open the wealth and payment website as:, the user only needs to enter the QQ number, QQ password, and the additional code on the web page to complete the registration. After registering, you can use the QQ number and Tenpay password to complete the credit card repayment.
    . The repayment process description
    The first step: register/log in
    ★ Registered Caitong Customer: Log in to Cai Futong account to repay the credit card for the Industrial.
    ★ Tenpay New customers: Log in to Tenpay website registered users, please use QQ number as a username. After successful registration, enter the username, log in to the password and check code, and log in to the personal Tenpay account.
    It Step 2: Change
    In login, select "recharge" on the left menu bar. You can choose the following bank's debit card with the online payment function to recharge the account of the Tenpay. If there is enough balance in the account of the Caifu Tong, you can skip the credit card repayment directly through this step.
    3: Select the credit card repayment
    Sessor credit card repayment on the left menu bar, enter the cardholder name, credit card number, repayment amount, and Tenpay payment password and confirm the payment password.
    The fourth step: the end of the repayment
    The "credit card repayment query" for repayment status query.
    This reminder:
    ★ The repayment limit is 5,000 yuan, and the daily repayment amount cannot exceed 5,000 yuan.
    ★ After the credit card repayment is successful, the available amount of your credit card will be restored in real time.
    ★ Before recharge, the cardholder must go to the debit card issuing card to open the online payment function.
    ★ The Tenpay account registered with the mailbox address cannot be repaid for credit card repayment. Please do not set the credit card account to your Tenpay withdrawal account. Do not repay the credit card through the withdrawal method.
    ★ If there is a change, the information published by the Tenpay website shall prevail.
    The return
    (9) Shenzhen UnionPay multi -channel cross -bank repayment -Shenzhen characteristic repayment method
    The debit card holding the network bank via mobile phone and UnionPay in China Unicom, Telecom, etc. The special payment POS machine in the business hall and the easy -to -service terminal in nearly 1,000 bank outlets can be repaid for the credit card of the Industrial Bank. rn　　1、利用手机支付实现信用卡跨行还款业务的流程是：rn　　客户要事先通过联通、电信专用缴费POS或易办事终端刷卡开通银联移动支付业务定制，即建立银行卡与The binding relationship of the mobile phone, then make the credit card repayment business customization, and finally complete the credit card cross -bank repayment business through customized mobile phones and custom debit cards;
    Please click to query Unicom, Unicom, Telecom's special payment POS machines, and telecommunications business halls that have opened credit card repayments in Shenzhen. :
    The Construction Bank, Agricultural Bank, China Merchants Bank, Bank of Communications, Everbright Bank, CITIC Bank, Shenzhen Rural Commercial Bank
    2. The process of using Shenzhen UnionPay Easy Payment POS terminal :
    The "easy -to -do" terminal you can use the local bank's debit card to repay the RMB account with the local bank debit card. The money will be included in 1-3 working days. When you handle the credit card repayment through the "easy service", you do not need to go through any opening procedures, follow the following operations:
    Please click to query the easy -to -do POS terminal that has been opened in Shenzhen It has been in Industrial and Commercial Bank of China, Agricultural Bank, Construction Bank, Bank of China, Industrial Bank, China Merchants Bank, CITIC Bank, Shenzhen Commercial Bank, Shenzhen Rural Commercial Bank, Shanghai Pudong Development Bank, Shenzhen Development Bank, Guangdong Development Bank, Huaxia Bank, Everbright Bank The outlets of Minsheng Bank have a "easy -to -do" terminal.
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    (10) Foreign currency arrears repay — a one -card dual currency repayment method
    You using credit card consumption or withdrawn from foreign currency cash to generate US dollar arrears, you can use the following ways Repayment:
    1. US dollar repayment: directly to the counter to use the US dollar repayment, or use the US dollar life amount of the debit card for automatic repayment.
    2. RMB repurchase repayment: You can go to the counter of our bank to any business outlet with the credit card to handle the RMB foreign exchange purchase repayment business and arrive in real time. Or please call the 24 -hour customer service hotline 95561 before the repayment. Our seat service staff will handle it directly for you.
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    (11) Mobile banking repayment -the most moved repayment method
    As long as your mobile banking account has opened the mobile banking transaction function, you can log in to the wireless Industrial WAP .cib, select the "credit card repayment" function in the "directional transfer", and transfer the funds in your current account to the credit card account of Industrial Bank, you can complete the repayment anytime, anywhere.
    In addition, mobile banking also provides you with functions such as self -service payment, bill query, automatic repayment relationship settings, transaction SMS settings, query password modification and other functions.
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    (12) "UnionPay Online" online repayment -the most convenient inter -bank repayment method
    Xingye Bank and China UnionPay to launch a credit card online repayment business. There is no need to pay the cross -bank transfer fee, lightly click the mouse, log in to the "UnionPay Online" website online./, and you can use the debit card (nationwide) to use the 9 bank's debit card (nationwide) to easily repay the credit card of the Industrial Bank. The operating process is as follows:
    The first step: register/log in
    The login to China UnionPay online payment website online. Register users, successfully register and activate the account, enter the user name, log in to the password and check code, log in to the individual Payment business network.
    Step 2: Binding the bank card
    In login, select "My Bank Card" on the left menu bar, and bind the debit card for repayment and the credit card of Industrial Bank.
    3: Credit card repayment
    In the "credit card repayment" on the left menu bar, according to the page prompts, select the binding of the credit card of the Industrial Bank and the binding debit card number, repayment amount amount And confirm
    The fourth step: Enter the debit card ATM password
    The use the soft keyboard to enter the debit card ATM password, and enter the graphics verification code to confirm. If you can't enter the password, download the Java virtual machine and install it.
    The fifth step: the end of the repayment
    It is recommended to download and save the document. If you have any questions about the transaction results, you can call the Union Customer Service 95516 and provide the relevant information inquiries in the document.
    This reminder:
    1. The debit card bank currently supports transfer: China Merchants Bank, Shenzhen Development Bank, Shanghai Pudong Development Bank, CITIC Bank, Everbright Bank, Minsheng Bank, Shenzhen Ping An Bank (Shenzhen City Commercial Bank), Shenzhen Rural Commercial Bank, Bank of Communications (Shenzhen).
    2. The repayment is real -time, without any procedures.
    3. The maximum repayment amount per debit card is 20,000 yuan per month.
    4. This business is only applicable to RMB repayment.
    5. All supported banks and card species shall be based on the information on the "UnionPay Online" website. R n Now, as long as you hold a credit card with Industrial Bank and any commercial bank with a UnionPay logo card, you can in Beijing, Shanghai, Nanjing, Xinxiang, Anyang, Sanmenxia and other special shops or convenience The store repays through "Xinfan". Customers in Nanjing can also repay through the "Xinfan" with the business hall of public institutions in some bank outlets. Simple operation, real -time account without any handling fee.
    The first repayment of Beijing and Shanghai before August 31 can also get gifts. Please click inquiry Activity Details
    Note: "Credit Payment" is a smart card self -service payment terminal. A variety of functions such as cross -bank transfers, bank card balance, bank card balance, business travel ordering services.
    Note: When input the repayment amount, the decimal point is that the machine comes with no input. If the repayment amount contains points and angles, it must be kept to two digits after the decimal point.
    This reminder:
    1. Supported a debit card with UnionPay logo with a commercial bank.
    2. The repayment of the credit card of the Industrial Bank can be received in real time, and after repayment, you can check the credit card balance (edit SMS "30 ××××", ×××× is the last four of the credit card number, and the mobile user will send it. Until 95561, Unicom users are sent, and the current balance can be queried).
    3. Only support RMB transfer repayment.

    Please click to query: Special shop repayment outlets in Shanghai
    Please click to query: Beijing special shop repayment outlet details
    Please click to query: Shenzhen area convenience store repayment Outlet details
    Please click to query: Chengdu convenience store repayment outlet details
    Sanmenxia Jiaozuo, Anyang Xinxiangxiangxiaxia n bank outlets public institutions business hall
    community service site Ankang Express Service Point
    , the Tianjin area in Chongqing area, Zhejiang, Zhejiang, Fujian area, Shaanxi area in Shaanxi area in Shaanxi area in Dalian area in the Xinjiang area in Shaanxi area

    (14) "fast money" credit card repayment -the most free repayment method r r r r
    This banks jointly, start the new online cross -bank repayment channel, online operation, repay at any time, and quickly restore the credit card amount. Provide repayment details to facilitate financial management; free repayment fees during the trial period.
    Operating process:
    ? Log in fast money homepage (), click the credit card repayment picture connection.
    ? According to the prompts, select a credit card issuing bank, enter the credit card number, the card holder's name, monthly repayment date, repayment amount and contact information and confirm.
    ? According to the prompts, complete the payment at the debit card online bank.
    ? After completing the payment of the payment of the online bank of the debit card, please wait for the repayment to enter the account. If you register the fast money according to the email address left on the repayment page, you can enter the transaction query after logging in to the fast money, and check the repayment record through the "credit card repayment transaction query".
    The banks supported by fast money credit card repayment:
    The Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China (Guangdong), China Construction Bank, Bank of Communications, Shanghai Pudong Development Bank, China Minsheng Bank, Huaxia Bank , Industrial Bank, Bank of Beijing, Beijing Rural Commercial Bank, Shenzhen Development Bank, Bohai Bank, China Merchants Bank.
    The recent opening: China Postal Savings Bank, CITIC Bank, Guangdong Development Bank, China Everbright Bank, Nanjing Bank.
    This reminder:
    ? Exempt handling fees.
    ? Single and cumulative transfer repayment limit is subject to debit card restrictions.
    ? Dedicated cards on the online banking function of the card, please consult the card issuing bank.
    ? Fast money credit card repayment service does not support the use of credit cards for repayment.
    It hope to help you!

  5. Gloria

    For a 95559 hotline complaint, the customer service will send the work order to the operation center of which it belongs to. Be sure to remember the machine number!

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